Headshot - Howard C

Industry Expertise:

Small Icon - Manufacturing Small Icon - Real Estate

Areas of Expertise:

  • Audit & Assurance 
  • Financial Reporting 
  • Cash Flow Analysis 
  • Employee Benefit Plan Audits 
  • Mergers & Acquisition
  • Governmental 
  • Multi-Family Housing 
  • Assisted Living

Howard Cutler

Partner, CPA

Howard has over 25 years of experience in public accounting and is the Partner-in-Charge of the Employee Benefit Plan Audit department. He serves clients in the nonprofit, governmental, multi-family housing and real estate industries as well as the manufacturing and wholesale distribution industry. Howard specializes in financial reporting and analysis, cash flow analysis, and operational assessments. He offers a wide range of knowledge and expertise in obtaining tax credits for multi-family housing entities as well as preparing their audited financial statements in accordance with HUD, MSHDA, Rural Development regulations and governmental auditing standards.


  • Michigan State University, Bachelor of Science, Accounting  

Professional Associations:

  • American Institute of Certified Public Accountants (AICPA)
  • Michigan Association of Certified Public Accountants (MICPA), Audit & Accounting Symposium Task Force
  • Michigan West Coast Chamber of Commerce
  • West Michigan Association of Financial Professionals, Vice President

Get to Know Howard...

What is your favorite business book? 
Good to Great, Jim Collins

What is your favorite business quote? 
“Success is the sum of small efforts – repeated day in and day out.” – Robert Collier

What did you want to be when you grew up? 
An Accountant

What’s the best piece of professional advice you have received? 
Relationships are very important. Our business and success exists based on our ability to create, explore and maintain relationships.

Why Accounting? 
Accounting always came easy to me. I was always very good in math and accounting grew from that.